Poll

What's your opinion on the bank withdrawal fee?

It's good as it is at 1.5%
2 (13.3%)
It should be removed
11 (73.3%)
It should be higher
0 (0%)
It should be lower (but not removed)
2 (13.3%)

Total Members Voted: 15

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Author Topic: IBStore Withdraw Fee?  (Read 3026 times)

Offline BlackBox

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IBStore Withdraw Fee?
« on: December 06, 2005, 04:59:21 PM »
Well, I'm interested in knowing what you think about the bank withdrawal fee in IBStore.

Vote and post your comments.
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Offline Sirbomber

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IBStore Withdraw Fee?
« Reply #1 on: December 06, 2005, 05:01:38 PM »
Hm, a 95.5% withdraw fee sounds good.
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Offline Freeza-CII

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IBStore Withdraw Fee?
« Reply #2 on: December 06, 2005, 05:01:45 PM »
if you can cheat by taking out 31 at a time then it should just be removed
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Offline Stormy

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IBStore Withdraw Fee?
« Reply #3 on: December 06, 2005, 05:02:05 PM »
I think it should go down a little...

Edit: I mean go away
« Last Edit: December 06, 2005, 05:03:50 PM by Stormy »
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Offline CK9

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IBStore Withdraw Fee?
« Reply #4 on: December 06, 2005, 05:03:01 PM »
it's a good idea, keeps people from massing, but it's a bit high
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Offline HaXtOr

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IBStore Withdraw Fee?
« Reply #5 on: December 06, 2005, 05:06:19 PM »
I think that the withdral fee should be 0 untill your bank account reaches 1000 ore or so. that way the little people arnt hurt by it
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Offline Freeza-CII

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IBStore Withdraw Fee?
« Reply #6 on: December 06, 2005, 05:11:27 PM »
Make it so it take 1 for every 10 ore taken out
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Offline CK9

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IBStore Withdraw Fee?
« Reply #7 on: December 06, 2005, 05:14:40 PM »
so you're the one who wants it raised!  that would be 10% taken, freeza!
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Offline Hooman

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IBStore Withdraw Fee?
« Reply #8 on: December 06, 2005, 06:56:15 PM »
Well, it's current setting is ineffective. If you put money in overnight, you get 3% interest on it, and only lose 1.5% when you take it out. It doesn't really lock your money in. Plus, you can take it out in small quantities so you don't suffer the penalty.

Same thing if you increase it. It'll just make people take ore out in small quantities so they don't lose so much. All that will really do is annoying the people having to make their withdrawls in small quantities.

I guess since it's rather ineffective, it doesn't matter too much what happens with it. Although, it seems like it's a bit of an annoyance. Might as well just get rid of it.


Btw, it withdraw 500 ore, the fee is only 8 ore. Hardly significant.

Maybe if you limited the number of transactions that could be made in a month? Add service charges, put chains on the pens, etc. You might actually start earning a profit and attract some business. J/k  :P

But seriously, you could remember the rounding errors, so people can't cheat the withdrawl fee. Then there would be more point to it. You could also try adding a charge if they try to make more than a certain number of transactions per month. That would help keep money in it's place.
 
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Offline HaXtOr

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IBStore Withdraw Fee?
« Reply #9 on: December 06, 2005, 07:23:35 PM »
create an atm that lets you take out the ore asap.

thought the bank it takes a day to get out but you get 100% of it no fees

the am could have a withdraw fee for every 100 ore taken outt. call it a atm fee as your getting it asap like in real life at some banks.

my other idea for this is that we could have different withdwaing fees for the atm for how much ore you have in the bank.
ore               fee
0-1000   ---> 0.00%
1001-2000 ->1.00%
2001-3000 ->2.50%
3001-4000 ->3.00%
ect...

 
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Offline Hooman

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IBStore Withdraw Fee?
« Reply #10 on: December 06, 2005, 07:43:59 PM »
Generally fees go down as you have more in the bank. It kinda helps encourage people to keep there money in the bank. (Which seems to be the purpose of having a withdrawl fee).
 
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Offline CK9

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IBStore Withdraw Fee?
« Reply #11 on: December 06, 2005, 08:21:45 PM »
true, true

Either lower it or get rid of it, lol
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Offline Betaray

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IBStore Withdraw Fee?
« Reply #12 on: December 06, 2005, 08:26:31 PM »
the polls have spoken, and its overwhelming

get rid of it
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Offline HaXtOr

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IBStore Withdraw Fee?
« Reply #13 on: December 06, 2005, 09:47:01 PM »
Quote
Generally fees go down as you have more in the bank. It kinda helps encourage people to keep there money in the bank. (Which seems to be the purpose of having a withdrawl fee).
go read what i wrote. I said get rid of the fees from withdrawing from the bank but makeing it so you have to wait a day to get your money...

Create a new way to withdraw your money an atm where you get your money instantly but you have to pay the fee
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Offline dm-horus

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IBStore Withdraw Fee?
« Reply #14 on: December 07, 2005, 03:35:17 AM »
i think the withdrawl fee should be removed and instead have an atm service charge which is capped. then, by the use of a credit card this fee is eliminated but the use of which introduces an APR system.

is that too much?
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